2026 Enrollment Guide

Retirees and Survivors Under Age 65 and Their Dependents

What's New for 2026 >
2026 Annual Enrollment >

This guide is not intended to be a Plan document, Summary Plan Description, or required notice with respect to any of the Plans mentioned, although the section “What's New and Changing” includes a summary of some of the more significant changes to the Plans. AEP reserves the right to modify, amend, suspend, or terminate the Plans at any time. Refer to the applicable Plan document if you have any questions relating to a specific Plan or benefit.

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This guide is not intended to be a Plan document, Summary Plan Description, or required notice with respect to any of the Plans mentioned. AEP reserves the right to modify, amend, suspend, or terminate the Plans at any time. Refer to the applicable Plan document if you have any questions relating to a specific Plan or benefit.