Enrollment and Eligibility
What happens if you don't enroll?
If you are a new employee, your benefits become effective the 1st of month following 30 calendar days. To initiate coverage, you are required to enroll online or call the Benefits Service Center within 45 days of your hire date. Failure to do so will result in waived benefits until the next Annual Enrollment.
What’s New and Changing for 2024
- Premium Reduction: Our benefit program changes will offset healthcare inflation, resulting in lower medical premiums. This is a unique opportunity that allows us to enhance the value of our benefit plan.
- Voluntary Insurance Provider Change: Critical Illness, Hospital Indemnity, and Accident coverage are shifting to Lincoln Financial Group with no change in coverage.
- Dental Plan Enhancements: Improved sealant benefits, expanded molar coverage, and adding Evidence-based Integrated Care.
- Vision Plan Enhancement: New coverage for non-Rx sunglasses and blue light reading glasses.
- Increased Voluntary Life Insurance: Coverage extended from 1-4x to 1-8x annual base pay, with no need for Evidence of Insurability (EOI) for one level increase at each Annual Enrollment.
- New Pharmacy Benefits Manager: Transitioning from Navitus and BirdiRx to Carelon, which is part of Anthem. Rx ID card will be consolidated with your Anthem ID card; new cards will be issued.
- HSA Contribution Increase: Maximum contribution of $4,150 (individual) and $8,300 (family) in 2024, with employer contributions moving to semi-annual.
- Medical FSA Contribution Increase: Maximum contribution raised to $3,050, with a higher rollover amount of $610.
- Dependent Verification: Required for new dependents not previously part of the plan. All benefit additions require submission, review, and approval of documentation.
- HRA Plan Transition: Balance moving to Limited Purpose HRA (LPHRA) available through December 31, 2028, for dental, vision and post-deductible medical expenses.
Eligibility
Eligible Employees: Employees must work 20 or more hours per week on a regular and permanent basis.
Eligible Dependents:
- Legal spouse.
- Domestic partner must meet specific criteria (unmarried, in a relationship with you for the last year, not a domestic partner of another person and not blood-related). · Contact the Benefits Service Center for domestic partneR enrollment. · If domestic partner is not a qualified tax dependent, you'll be taxed on their benefits.
- Children up to age 26 are eligible, including adopted, foster, legal guardianship, children of domestic partner, stepchildren and those for whom you have a legal responsibility for health care.
- Disabled dependent children, regardless of age, who are fully dependent on you for support. Certification required for children over age 26 within 60 days of turning 26.
Spouse Employment:
- If your spouse or parent is employed by the company, additional coverage in any form is not allowed.
- Dual coverage is not allowed on any benefit plans.
How to Enroll
Step 1
- If you are an active Alliant Energy employee, access the Alliant Energy Benefits Portal from The Point if you're connected to the VPN or visit myalliantenergybenefits.com if you're on a personal device or not connected to the VPN. If you're not connected to the VPN, you will need to log in using your username and password. If this is your first time logging in, you'll need to set up your username and password first (Company key is alliantenergy). Note: You cannot set up your username and password via the MyChoice Mobile App.
- Choose your preferred communication method for benefits notifications, including reminders of actions that you need to take or important dates to remember.
Step 2
- Once you’re logged in, click the Start Here button at the top of the home page to begin your enrollment.
- The system will guide you through the entire enrollment process. You can even use the MyChoice Recommendation Engine, which will ask you a few simple questions and use your answers to suggest health benefits that might be the best fit for your situation.
- Use the Next and Back buttons to review and elect options available to you. Choose or decline coverage for each option and select which eligible family members you want to cover.
- Make sure your personal information, elections and dependents are accurate, then approve your elections. To finish, click I Agree. When your enrollment is complete, you’ll receive a confirmation number and can print or download your Benefit Summary for your records. If you choose email as your communication preference, you’ll receive your confirmation statement via email.
- You can also enroll in and manage your benefits from the MyChoice® Mobile app. Log in to myalliantenergybenefits.com, click on Access the App and scan the QR code to download the app. Once you’ve made your enrollment choices and confirmed your elections, review your confirmation statement to be sure it’s correct.
Step 3
Once you’ve made your enrollment choices and confirmed your elections, review your confirmation statement to be sure it’s correct.
You can also access your Benefit Summary the following two ways:
1. Click your name in the top right corner of the Alliant Energy Benefits Portal and select Benefit Summary from the dropdown.
2. Click the Benefit Summary button on the Home or Annual Enrollment pages.
Enrollment Tools
MyChoice® benefits app
The MyChoice® benefits app gives you access to all your benefits from the palm of your hand! The app gives you all the details of your plan choices and lets you enroll on-the-go. You can also view account balances, verify your dependents, and store digital versions of your ID cards, so you never leave home without them!
Sofia℠
We all have benefits questions from time to time. Does my plan cover this? Is my dependent verified? You can get answers to these questions and many more when you chat with Sofia℠! Sofia is your personal benefits assistant, and she is available to chat 24 hours a day. She uses artificial intelligence to answer many questions about your benefits. Active Alliant Energy employees can chat with Sofia on the mobile app, or visit the Alliant Energy Benefits Portal through The Point or myalliantenergybenefits.com.
