LIFE AND DISABILITY
Life and Disability Insurance
- GNC gives you basic life and disability coverage for free.
- You can buy extra coverage for yourself, your spouse, or your children.
- Disability insurance gives income if you're too sick or hurt to work.
- Short-term and long-term options are available.
Basic Life and AD&D
GNC provides all eligible full-time team members Basic Life and AD&D insurance from Lincoln Financial Group at no cost. Basic Life insurance provides a benefit of one time your annual salary up to a maximum of $250,000 to your named beneficiary. Coverage is automatic; you do not need to enroll. Make sure to name a beneficiary!
Voluntary Life and AD&D
For Team Members
- Voluntary life: Increments of $10,000 up to a $1,000,000 maximum.
- AD&D: Increments of $10,000 up to 10 times your annual salary up to a $500,000 maximum.
- Guaranteed issue up to $500,000.
For Spouse/Domestic Partner
- Increments of $5,000 (not to exceed 100% of your voluntary life and AD&D coverage).
- Up to a $350,000 maximum.
- Guaranteed issue up to $30,000.
For Children
- $10,000 per child.
- Covered from live birth to age 25.
- Must be added within 31 days from birth or during annual enrollment.
Disability Insurance
Disability insurance through Lincoln Financial provides income replacement should you become disabled and unable to work due to a non-work-related illness or injury. GNC provides eligible team members with core disability coverage at no cost with the option to purchase additional long-term disability coverage as shown below. Coverage is automatic; you do not need to enroll.
Buy-Up Long-Term Disability
Additional 20% of your base monthly salary, for a total of 60% to a maximum of $15,000 per month if you are disabled and are unable to work for more than 180 days.