Additional Benefits
Basic Life Insurance
Inspire provides a company-paid life insurance benefit at no cost to eligible team members.
Department Managers and above: You will receive a benefit in an amount equal to your annual base salary.
Shift Managers and Team Members: You will receive a $10,000 benefit.
Disability Insurance*
Short-Term Disability (STD)
Inspire provides company-paid Short-Term Disability (STD) benefits to full-time Support Center and Restaurant Management team members who have one year of continuous service in an eligible position. Eligibility for Short-Term Disability pay for a non-work-related accident or illness begins on the first day of the absence, but only for absences greater than six days. Should you become physically unable to work due to a medically-diagnosed condition, you may receive up to 26 weeks of Short- Term Disability benefits at 65% of base pay in any given 12-month period.
Long-Term Disability (LTD)
Inspire provides company-paid Long-Term Disability (LTD) benefits to full-time Support Center and Restaurant Management team members on the first of the month following 30 days of service in an eligible position. Should you become unable to work after 26 weeks due to a medically diagnosed condition, you are eligible to apply for LTD benefits. Under the plan, Inspire Brands will pay 50% of your income—for as long as you continue to meet the plan’s definition of disability—up to the normal Social Security retirement age. Income is defined as annual base salary. You also have the option buy-up to a 60% LTD benefit with a maximum monthly benefit of $20,000.
*Available to select populations. Review your benefit guide to confirm eligibility.
Supplemental Life Insurance & AD&D*
Supplemental Life Insurance
In addition to Basic Life insurance provided by Inspire, you may elect additional coverage for yourself and your dependents.
- For yourself: You may purchase Supplemental Life insurance in increments of $10,000 up to $1,000,000.
- For your spouse: You may purchase Supplemental Life Insurance for your spouse in increments of $10,000 up to $250,000, but no more than 100% of your combined Basic and Optional insurance.
- For your Child(ren): You may purchase Supplemental Life Insurance for your eligible children in the amounts of $1,000 for children age 14 days to 6 months, and $10,000 for children ages 6 months to 26 years.
Accidental Death & Dismemberment
If you are involved in an accident that is covered under the plan, you or your surviving beneficiary will receive an Accidental Death and Dismemberment (AD&D) insurance benefit. This benefit is in addition to your Basic Life insurance coverage, and provides another amount equal to your annual base salary up to a $1,000,000 maximum.
Make sure to name beneficiaries for all life insurance policies. To make any changes, visit InspireBrandsBenefits.com.
Supplemental Health
We have three offerings designed to supplement medical plan coverage, which are administered by Reliance Standard.
Accident Insurance
When an accident occurs, you may not find room in your budget to cover the unexpected out of pocket expenses. Having financial protection through Accident Insurance can give you peace of mind and assistance with meeting your expenses. The plan pays a lump sum benefit based on the injury sustained and treatment received.
Critical Illness Insurance
A serious illness can cause a heavy financial burden. Even with medical coverage, out-of-pocket costs for treatment and day-to-day life can add up quickly. Coverage in Critical Illness Insurance provides a lump-sum benefit upon diagnosis for covered illness, such as cancer, heart attack, kidney transplant, and organ transplant. You can use the funds in any way you choose - including medical expenses, lost wages, help around the house, travel costs, and child care.
Hospital Indemnity Insurance
Hospital Indemnity Insurance can supplement existing medical coverage and help provide financial support to pay for out-of-pocket expenses such as deductibles, co-payments, and non-covered medical services.
Legal Plan
Our Legal Plan is offered through MetLife Legal.
Services offered include:
- Estate planning documents
- Document review
- Family law
- Elder law matters
- Real estate matters
- Document preparation
- Traffic offenses
- And more!
Identity Protection
With 1 in 6 people experiencing identity theft last year, Inspire Brands provides InfoArmor Identity Protection to help protect your unique digital identity at no cost to you.
Identity Protection offers:
- Comprehensive Monitoring: Dark web monitoring for compromised credentials.
- $25K Reimbursement: Covers up to $25,000 in fraud-related expenses.
- Lost Wallet Assistance: Secure storage for IDs, credit cards, and more.
- 24/7 Case Management: Expert specialists available to help restore your identity.
- High Satisfaction Rates: 99% of members are satisfied with customer care.
- And more!
Protect yourself from digital fraud and enroll today for peace of mind!
Employee Discount Program
Inspire Brands partners with PerkSpot, a one-stop shop for exclusive discounts at many of your favorite national and local merchants! You can use PerkSpot to find hundreds of deals on everything from pet insurance, to household essentials to once-in-a-lifetime vacations. PerkSpot is mobile optimized so you can access it at home or on the go! Visit inspirebrands.perkspot.com to begin saving today!