Top 4 Things to Know for 2024

This is your opportunity to get an overview of the benefits that Inspire Brands offers and pick the benefits that work best for you!

Here are the top 4 things to know:

Check Your Existing Elections

Your 2023 elections will roll over to 2024 except for Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).

Annual Enrollment starts on November 7 and runs through November 21. If you take no action, your existing elections will remain in place.

Benefits At a Glance (Restaurant Managers and Support Center Team Members)
Benefits At a Glance (Shift Managers and Hourly Team Members)

ID Cards for 2024

All Team Members who are enrolled in a medical plan will receive new medical ID cards from Anthem and pharmacy ID cards from OptumRX for the 2024 plan year.

Members who have a newly elected dental plan or have made changes to existing dental coverage will receive new dental ID cards. If no changes are made to your current 2023 dental coverage, existing dental ID cards will carry over to 2024 coverage.

There are no ID cards for vision coverage.

Nicotine Premium Reminder

Team Members enrolled in an Inspire medical plan are subject to a Nicotine Premium. You can have this Nicotine Premium removed at any time by successfully providing negative results on a nicotine test.

Inspire has contracted with Quest Diagnostics to administer the nicotine screening necessary to have the Nicotine Premium removed.

If a medical plan was elected, employees will receive two emails to their email address on record after Annual Enrollment closes. The first email will be from Inspire and will explain the Nicotine Premium. The second email will be sent from Quest Diagnostics with the form needed to complete the nicotine screening.

This is a one-time screening at no cost to the team member. If you have already submitted negative results in the past, you will not receive documentation to take the nicotine screening again. If you use nicotine products, you may be eligible to have the Nicotine Premium removed upon the successful completion of a six-week smoking cessation program.

Beneficiary Information is Required for Life Insurance Benefits and the 401(k) Retirement Plan

Please go to InspireBrandsBenefits.com to review, add, or update your beneficiary designation.

As a reminder, a separate beneficiary designation is required for your 401(k) Retirement Plan. Review, add, or update your 401(k) beneficiary designation at rps.troweprice.com.

Annual Enrollment is

November 7 - 21, 2023

Visit Your Enrollment Site
Benefits At A Glance (Restaurant Managers and Support Center Team Members)
Benefits At A Glance (Shift Managers and Hourly Team Members)