Your Medical & Pharmacy Benefits
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Inspire partners with Anthem BlueCross BlueShield to provide medical benefits and OptumRx to provide pharmacy benefits. Read on to learn more:
Medical Benefits
Inspire will continue to offer PPO (Preferred Provider Organization) and CDHP (Consumer Directed Health Plan) options through Anthem BlueCross BlueShield. For 2022, we’ve enhanced the PPO offering with a Platinum level PPO plan. The Platinum PPO will replace the Gold PPO plan. The Gold HSA, Silver HSA, and Bronze HRA will continue to be offered in 2022. All four options have distinct features and benefits. However, they share a common focus on choice and quality – and help you become more informed consumers of your own health care.
Preferred Provider Organization (PPO) is a good option if you want more control over choices and don’t mind paying more out of your paycheck for that ability.
Consumer Directed Health Plans (CDHPs) encourage you to think about health care as a consumer. By providing the tools and transparency you need to become more informed consumers of health care, CDHPs empower you to take control of your health and the money you spend on health care.
New for 2022
Fertility Benefits
The Platinum PPO will offer fertility benefits. Note: lifetime caps on claims related to fertility treatments and medications will apply.
Hinge Health
Hinge Health is available with all Anthem BCBS medical plans offered through Inspire Brands. Hinge Health has pioneered digital musculoskeletal (MSK) care for every body part. Hinge Health is an end-to-end digital MSK clinic that offers the right program and care for different MSK needs. Whether your treatment need is Preventive because you are at-risk, Acute from a recent injury, Chronic based on high-risk, or Surgery for pre or post rehab care, Hinge Health can work for you.
Information on how Hinge Health can benefit you is available in the Resource Center or at www.InspireBrandsBenefits.com.
Active & Fit
Whether at home or in the gym, Active & Fit keeps you engaged either way. Program members enjoy gym memberships starting at $25/month and unlimited lifestyle coaching, while all medical plan members have access to free digital workouts on YouTube.
GlobalFit
GlobalFit delivers an extensive wellness network that focuses on 5 key components: Exercise, Eating, Energize, Explore, and Education. Program members receive discounts on gym memberships, weight loss programs, health coaching, and travel and entertainment.
Sydney Health Mobile App
Anthem’s digital tools ensure that help is available whenever you need it. Whether you prefer interactive chat, hands-free voice commands, or live chat, you now have solutions that make it easier for you to focus on your unique needs and priorities.
The Sydney Health mobile app provides quick access to your health plan information. It is free to download the Sydney Health app from the App Store® or Google Play™.
Live Health Online is now part of the Sydney Health app.
You can connect more easily to the care you need through the Sydney Health mobile app or anthem.com.
Download the Sydney Health app or sign up at anthem.com to connect to the care you need.
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Pharmacy Benefits
OptumRx is your pharmacy provider. There are two methods for filling your prescription drugs—at retail pharmacies or through mail-order. You can choose the option that works best for you. A complete list of OptumRx eligible preventive drugs is available on the enrollment website. Access this information in the Reference Center at www.InspireBrandsBenefits.com. Your pharmacy network includes access to thousands of retail locations, including large national chains and many community pharmacies.
OPTUMRX ONLINE SERVICES
With OptumRx you can:
- Refill mail-order prescriptions online
- Check your order status
- View your prescription history
- Search available drug lists and compare costs
- Find a local pharmacy
Access online pharmacy services at optumrx.com.