What's new or changing for 2027

As you prepare for 2027 Annual Enrollment, take time to review what is changing and how the updates may affect your benefits and costs. Health care expenses continue to rise nationwide because of higher use of care, more expensive treatments, and increased prescription drug costs.

As you review your options, use the available tools, resources, and programs to compare plans, estimate costs, and choose the coverage that best fits your needs for 2027.

Premiums, HSAs and FSAs

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Medical and Prescription Drug Program updates

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Medical Plan design updates

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Supplemental Health Care plans

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Life insurance

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Short-Term Disability (STD) and Long-Term Disability (LTD)

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The information in the What’s new or changing for 2027 section is intended to serve as an SMM under the Employee Retirement Income Security Act of 1974 (ERISA) to notify you of certain changes to the Company-sponsored plans subject to ERISA. Please keep this SMM with your Summary Plan Descriptions (SPDs). For more Plan details, refer to your SPDs and the Legal and Important Required Notices section in this guide. The Plan Administrator has the right to interpret and resolve any ambiguities in the Plan, and the Company reserves the right to amend and/or terminate any benefits or plans.

For additional information about your benefit options, premiums, Summary Plan Descriptions (SPDs) and more:

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To enroll, make changes or manage your coverage:

Visit the Health and Life website