WHAT'S NEW AND CHANGING

ANNUAL ENROLLMENT: JUNE 1 - JUNE 12, 2026

Take Action


You MUST take action for Businessolver medical coverage starting July 1, 2026. Log in and enroll in the medical plan option that works best for you.

If you do not enroll, you (and your family) will not have coverage.

SEE ALL BENEFITS >
MORE ABOUT ENROLLING >

Attend a Live Session


AE Session #1 Recording
AE Session #2: June 2nd 1-2 pm CT
PetPartners Recording
Maximizing Your HSA Recording

Anthem - NEW Medical Partner

We are excited to partner with Anthem for the Traditional HDHP medical plan options.

CHECK OUT ANTHEM >

Fairos - NEW Medical Partner

We are excited to partner with Fairos for the Reference Based Pricing (RBP) HDHP medical plan options.

CHECK OUT FAIROS >

Virtual Care Change

Medical plan enrollees, you can get telemedicine care with Teladoc. This includes medical, mental health, dermatology, and condition management.

TELADOC >

Network Access

Anthem: Utilizes the Anthem National PPO

Fairos: Choose from the Anthem PAO (Physician and Ancillary Only) Network, UnityPoint Health, and Fairos Open Access.

FINDING A PROVIDER >

New ID Cards

Enrolling with Anthem: You will receive a new combined ID card for medical and prescription drugs.

Enrolling with Fairos: You will receive two ID cards. One for Anthem PAO and one for Unity Point Health and Open Access.

ID CARDS >

Employer Contribution to Health Savings Account

Increased Employer HSA contribution when enrolled in the Fairos plans.

You’ll need to complete one of the eligible wellness or preventive care services between Nov. 1, 2025 – Oct. 31, 2026, to be eligible for the full Employer HSA contribution.

HSA CONTRIBUTION >

Dedicated Support Team

Quantum Care Coordinators help you navigate the healthcare system and support billing and claims when enrolled with Fairos.

YOUR CARE COORDINATORS >

New Pet Insurance Provider

PetPartners is here to protect your furry family. Choose between two plans that all you to visit any vet and straight-forward premiums through payroll.

PETPARTNERS >

Enhancing Identity Protection

We are upgrading to Allstate Identity Protection Pro+ at no additional cost to you. Enhanced benefits with no change to premiums - that' a win-win.

IDENTITY PROTECTION >

Why the Change?


We listened and adjusted our approach to Reference Based Pricing (RBP) while continuing to offer a dual option. In the past few years, we have heard about struggles from many Solvers with the current healthcare system and can agree that it is a broken system. And with double-digit increases, based on our claims, we can either pass along those costs to you, or find a better solution.

To better support our Solvers, we are continuing with an innovative and thoughtful way to get quality care at a lower overall cost for YOU and for Businessolver.

COMPARE THE VENDORS

Fairos
Topic
Anthem
Quantum Care Coordinators: M-F 7:30 a.m. - 9 p.m. CT
Service
BRMS Member Support:
M-F
9 a.m. - 8 p.m. CT
Phone, website, live chat, mobile app
How to Contact
Phone, website
Same plan design as your current plans
Plan Design
Same plan design as your current plans
Same paycheck premiums as your current plan
Rates
Higher paycheck premiums than you are currently paying
Teladoc: medical, mental health, dermatology, and condition management
Telehealth
Teladoc: medical, mental health, dermatology, and condition management
Same coverage with Optum Rx
Prescription Drugs
Same coverage with Optum Rx
You can see any provider, but a lower deductible will apply if the provider is part of UnityPoint Health
In-Network vs. Out-of-Network
Choose from a list of in-network or out-of-network providers
You will pay more for out-of-network care, and the plan may limit how much they will pay
100% covered
Preventive Care
In-Network: 100% covered/Out-of-Network: 40% after deductible is met
You are only responsible for the amount on your explanation of benefits (EOB) with Price Protection
Claims Support
The plan limits how much they will pay for a claim
Quantum will help you navigate your healthcare journey, including finding and booking care, with upfront cost transparency
Find a Provider
You can visit the Find a Provider website to find care in-network and call the facility directly to book an appointment
Same coverage as your current plan
Emergency Care
Same coverage as your current plan
Highly encouraged, Same as your current plan
Prior Authorizations
Same as your current plan
HORIZON AND SUMMIT PLANS:
With Wellness Screening: $1,500 individual / $2,250 family
No Wellness Screening: $1,250 individual / $2,000 family
HSA Contributions
HORIZON PLAN:
With Wellness Screening: $600 individual / $1,300 family
No Wellness Screening: $350 individual / $1,050 family
SUMMIT PLAN:
With Wellness Screening: $650 individual / $1,350 family
No Wellness Screening: $400 individual / $1,100 family

Eligibility


Who Can Be Covered

You (and, if applicable, your spouse, domestic partner, and/or dependent children) are eligible for Businessolver's insurance coverage if:

  • You are an active full-time Businessolver employee.
  • You work at least 30 hours per week as a part-time Businessolver employee.
  • If your spouse/domestic partner has access to other medical insurance coverage, they are not eligible to be covered under Businessolver's medical plan.
  • An eligible child is married or unmarried and is under 26 years of age. Coverage will end at the end of the month in which they turn 26.

Spouse/Domestic Partner Eligibility


Spouse/Domestic Partner Eligibility

If your spouse/domestic partner has access to medical insurance through their employer, they are not eligible to be covered on the Businessolver medical plan. This applies to medical coverage only.

Questions

During your enrollment, you will be asked to verify your spouse/domestic partners eligibility for the Businessolver Plan, provide your spouse/domestic partner employer's information, and their medical coverage availability.

Verification

If you are covering a spouse/domestic partner on the medical plan for 2026-2027, you are REQUIRED to provide proof of eligibility. Yes, even if you've done this before! To do this, complete the Spouse/Domestic Partner Medical Plan Eligibility Affidavit. Instructions on how to upload the completed form will be sent to you in 5-7 business days following your enrollment.

Let's all perform at the top of our game!

Did you know you can help us lower costs? Here are a few ways we can all help keep our overall healthcare spend low.

5 TIPS TO LOWER HEALTHCARE CLAIMS >

CHECK OUT THE VIRTUAL BENEFITS FAIR >

Log in via MyApps >