Salaried

Full-Time Employees

Retirement Savings Plan

Employees are eligible to contribute to the plan from date of hire and may contribute either pre-tax or Roth (after-tax) up to the lesser of 50% of pay* or the federal allowable limits. Employees become eligible for company matching contributions immediately.

The company match on your regular pre-tax or Roth deferrals is:

200% match on the first 2% of pay you contribute; plus
100% match on the next 3%–10% of pay you contribute.

*Pay eligible for deferral consists of base pay plus overtime.

Vesting

There is a three-year cliff employment-vesting requirement on all company contributions. Your own contributions are always 100% vested.

Investments

You may direct investments among a wide range of investment options—short-term, indexed, lifestyle, growth and international funds. In addition, the CNH Plan offers the BrokerageLink® option, which allows you to self-direct investments to other funds.

Loans

You are allowed to borrow funds tax free from your vested account as long as funds, plus interest, are repaid when due. The funds are taken from your account and reduce your account balance until repaid. Interest paid back is deposited into your personal account. Loans are allowed, subject to certain conditions, from your account balance while you are employed. Loans consist of two types: general purpose and real estate. You may only have one of each type active at any time.

Medical

We know how important it is to have the healthcare coverage you need, so CNH has partnered with UnitedHealthcare to provide you options. No matter which plan you choose, CNH pays approximately 70%-80% of total healthcare costs for you and your dependents.

Medical Plan Options

Prescription drugs

Our medical plan options automatically include prescription drug coverage through OptumRx. The amount you pay for your prescriptions will vary depending on the type of prescription, which plan you select and whether you get your prescription filled at an in-network pharmacy.

Plan Comparison Chart

Dental

We offer two dental plan options through Delta Dental of Wisconsin. Both plans offer comprehensive coverage for a wide range of services, and one also has orthodontia coverage.

Plan Comparison Chart

Vision

Vision benefits are provided through Vision Service Plan (VSP). The plan offers comprehensive vision coverage through a network of preferred providers and facilities.

Plan Comparison Chart

Costs

CNH and employees share in the cost of healthcare coverage. Monthly costs are based on the coverage level and plan you select. Employee deductions are divided equally and taken on a pre-tax basis from each paycheck. You can also avoid higher medical coverage costs by learning more about the tobacco surcharge and spousal surcharge.

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Life, AD&D and business travel accident insurance

CNH automatically provides basic life and AD&D coverage in the amount of two times your salary, along with 24-hour protection while you're traveling on company business. CNH also provides the opportunity to purchase additional coverage.

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Disability coverage

CNH automatically provides disability coverage to protect you and your family financially if you become ill or injured and cannot work for a period of time. This coverage allows you to continue receiving all or a portion of your income during your disability.

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Time off

CNH provides hourly and salaried full-time employees with time off to rest, recharge and spend time doing what they love with family and friends.

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