Each year, the IRS establishes contribution limits for the upcoming year. These limits are for total contributions made to your account, including those made by you, your employer, and any other third party.
How much should I contribute to my HSA?
You should always save enough money in your HSA to cover your anticipated out-of-pocket medical expenses for the year (including those of your spouse and eligible dependents). Consider contributing at least up to your plan’s deductible, and if you can afford to do so, contribute above that to save and invest for future medical needs.
