Security Benefits
Life Insurance
As a Jacobs employee, you’re automatically enrolled for basic life insurance at no cost to you. The plan provides equal to one times your annual base salary, rounded to the next whole thousand (up to a maximum of $1,000,000). Alternatively, if you make over $50,000 annually and would like to avoid imputed income on the benefit above $50,000, you can elect to cap your coverage amount at $50,000.
You may elect Supplemental Employee Life Insurance for yourself, from one to ten times your annual base salary up to $4,000,000. If you want to increase your current supplemental coverage, you must provide evidence of insurability (EOI). You may also purchase Supplemental Life Insurance for your spouse or domestic partner and/or children. If you want to increase your current supplemental coverage for your spouse or domestic partner, you must provide EOI. Supplemental Life coverage for your children does not require EOI.
Accidental Death and Dismemberment (AD&D)
You may elect supplemental Accidental Death and Dismemberment (AD&D) insurance from one to ten times your annual base salary, up to $4,000,000. You may also purchase Supplemental Life Insurance for your spouse or domestic partner and/or children.
Short-Term Salary Continuation
You’re automatically enrolled for company-paid short-term salary continuation benefits under the Short-Term Salary Continuation plan.
You’ll receive benefits up to 60% of your base pay, to a maximum weekly benefit amount of $1,730, if you’re unable to work due to illness or injury, for up to 180 days.
You also have the option to purchase additional supplemental disability coverage for a maximum weekly benefit of 66-2/3% or $3,462. Evidence of Insurability (EOI) is required if you don’t enroll at the time you first become eligible (upon hire or when you transfer to a benefits eligible status).
Short-Term Salary Continuation benefits are coordinated with state disability and worker’s compensation, and may be offset by other sources of income.
Long-Term Disability (LTD)
Prolonged illness and disabling injuries can happen without warning. That’s why Jacobs offers Long-Term Disability (LTD) coverage.
Under the plan, you receive a benefit of 60% of your pay, with a maximum monthly benefit of $20,000. This coverage provides benefits if you’re unable to work due to illness or injury beyond 180 days (this coverage begins after you exhaust short-term salary continuation).
LTD benefits are coordinated with state disability plans, Social Security, and workers’ compensation, if applicable.
Juno
Juno offers child disability insurance that covers children up to age 26. It's a first of it's kind benefit that provides families with powerful new financial protection if your child becomes severely ill or disabled. Pre-existing conditions do not qualify. Enrollment information will be available on the benefits enrollment portal.
Legal Plan
The LegalEASE plan offers a wide range of covered legal services at affordable prices. The legal plan offers a nationwide network of plan attorneys. You, your spouse or domestic partner and the dependent children of you and/or your domestic partner can access legal services through the plan. With LegalEASE, you receive convenient access to a wide variety of covered personal legal services at a lower cost than you could get on your own. Covered legal services include:
- Financial and debt matters
- Document preparation and review
- Will preparation (including living wills) and estate planning
- Digital estate planning tools
- Traffic matters
- Family law
- Guardianship and Conservatorship, contested
LegalEase also offers TurnSignl, a mobile app that allows drivers and their families to chat face-to-face with an attorney when they're pulled over or in an auto accident. TurnSignl attorneys are experts in personal injury, traffic issues, and criminal law. They are trained to help ease anxiety and tension during these interactions.
Identity Theft
Jacobs offers Norton LifeLock, a full-scale identity protection and restoration solution.
This coverage includes:
- Credit report
- Monthly credit report tracking
- Credit score and ongoing credit file monitoring to help alert of suspicious activity
Additionally, Norton LifeLock provides financial wellness tools along with fully-managed digital identity protection to fight evolving fraud.
Please note that identity theft coverage can be added or changed at any time. You do not need to wait until Open Enrollment or a qualified life event to enroll or make changes.
Auto Insurance
Jacobs employees have the option to purchase auto insurance through Aon Everyday Benefits. This benefit will be available 24/7, 365 days a year with no enrollment deadline.
You can also get insurance for motorcycles, recreational vehicles, campers, travel trailers, all-terrain vehicles, and boats.
Home and Renters Insurance
Jacobs gives employees the option to purchase home or renter's insurance through Aon Everyday Benefits. This benefit will be available 24/7, 365 days a year with no enrollment deadline.
Home and renters insurance includes:
- Coverage for the structure of your home
- Coverage for your personal belongings
- Liability protection
- Additional living expenses
Business Travel Accident Insurance
As a Jacobs employee, you’re automatically enrolled in company-paid business travel accident (BTA) insurance coverage.
Jacobs BTA benefits provide financial support if you’re seriously injured or die in an accident while traveling on company business for up to 90 days away from your regular place of work. The plan pays coverage of five times your eligible pay up to $100,000 plus three times your eligible pay over $100,000 up to a maximum of $2 million.