Medical
2027 Open Enrollment November 3-13, 2026
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With two Surest medical plans to choose from, you pay a set copay when you receive care. The difference between the Surest Premium Copay Plan and the Surest Base Copay Plan is the amount you pay for services and your maximum out-of-pocket costs. There is no deductible to meet first, and you do not pay coinsurance.
Summary of Benefits Coverage
Surest Premium Copay Plan Surest Base Copay Plan
Commonly Asked Questions
All U.S. Employees
If you want lower paycheck contributions and the opportunity to save with a Health Savings Account (HSA), UHC offers two CDHP plans for you to choose from.
Summary of Benefits Coverage
Choice Plus CDHP 2000 Plan Choice Plus CDHP 3000 Plan Additional Plan Details
Do you have questions about your medical benefits? Need help with claims, billing or finding a provider? UHC and Surest members have access to comprehensive Healthcare Concierge services through Health Advocate.
Connect with us
healthadvocate.com/vfc Call: 866-695-8622
California, Colorado and Hawaii Employees
California, Colorado and Hawaii employees have an additional medical option available to you, an HMO through Kaiser Permanente.
Additional Plan Details
Kaiser Coverage Details National Enrollment Brochure English National Enrollment Brochure Spanish
Summary of Benefits Coverage
Kaiser HMO Plan Northern California Kaiser HMO Plan Southern California Kaiser HMO Plan Hawaii Kaiser HMO Plan Colorado
Prescription Drug Coverage
All UHC medical plans include prescription drug coverage through Optum Rx.
Connect with us
Optumrx.com Pharmacy Help Desk: 844-368-8731
Additional Plan Details
Teladoc offers flexible programs to help manage and prevent conditions for all UHC and Surest members.
Additional Plan Details
Quit for Life is a tobacco cessation program offered through Optum at no cost to all benefits-eligible employees and/or their covered dependents. Tobacco users may be subject to a monthly $52 medical plan surcharge.*
*The tobacco surcharge does not apply to employees enrolled in Kaiser Hawaii and Cigna Global Health plans.
Additional Plan Details
