Medical plan changes

For 2027, Wolters Kluwer is updating its medical options to provide clearer choices and support a range of healthcare needs. Whether you prioritize lower paycheck contributions, HSA savings opportunities, broader provider access or lower costs when receiving care, each plan is designed to offer a different combination of costs, coverage and provider access.

Because costs, coverage levels and provider access vary across plans, it’s important to review all your available options before enrolling.

New plan names

Core HSA → Basic HSA
Enhanced HSA → HSA Plus
Premium PPO → PPO
New plan option → EPO

Compare plans ➔

Medical plan changes

Deductibles
Out-of-pocket maximums
Wolters Kluwer HSA contributions
New telehealth copays
Copay for covered weight-loss medications under the PPO and EPO plans
Updates to provider networks

Review changes ➔

New plan option

EPO (Exclusive Provider Organization), an in-network only option
New medical option for many colleagues
Uses a focused Blue High Performance Network of high-quality doctors and hospitals
No non-emergency out-of-network coverage

Learn more ➔

New EPO HPN plan

A new EPO HPN medical plan will be available for 2027. The plan offers a different balance of cost and coverage through the Blue High Performance Network, a more focused provider network.

Before considering the EPO HPN, check whether your preferred doctors, hospitals, and other healthcare facilities participate in the plan’s network.

Compare plans ➔

HSA plan updates

The Basic HSA and HSA Plus plans will have updated plan features for 2027. Changes include deductibles, out-of-pocket maximums, and Wolters Kluwer HSA contributions.

When comparing the HSA plans, consider the complete picture, including paycheck deductions, potential out-of-pocket costs, and Wolters Kluwer’s HSA contribution.

Compare plans ➔

PPO plan updates

The PPO plan includes office visit and telehealth copays and provides access to out-of-network coverage according to the plan’s terms.

For 2027, medical and prescription expenses will count toward a combined out-of-pocket maximum under the PPO.

Compare plans ➔

Network and provider access updates

For 2027, provider network options are evolving, including expanded BCBS Select Networks and changes to plan availability in certain locations. Before choosing a plan, be sure to confirm that your preferred doctors, hospitals, and facilities participate in the network associated with that plan.

Compare networks ➔

Expanded telehealth access

The 2027 medical plans will provide expanded access to telehealth with more consistent cost-sharing, including telehealth services for mental health. The cost of telehealth will vary by medical plan.

Compare telehealth coverage ➔

Compare medical plans

Each medical plan offers a different balance of paycheck cost, deductible, provider access, and coverage when you receive care. Use this comparison as a starting point, then review the Benefits eGuide and use the Decision Support Tool before making your election.

Plan design	Basic HSA (previously Core HSA)	HSA Plus (previously Enhanced HSA)	PPO (previously Premium PPO)	NEW: EPO HPN
Deductible (Individual/Family)	$4,500/$9,000	$2,000/$4,000	$750/$1,500	$500/$1,000
Out-of-pocket maximum (Individual/Family)	$4,500/$9,000	$5,000/$10,000	$4,000/$8,000	$4,000/$8,000
Office visit copay	N/A	N/A	$25/$40	$20/$35
Telehealth	$20 copay	$20 copay	$20 copay	$10 copay
Coinsurance	100%	80%	80%	90%
Employer HSA contribution	$200/$400	$600/$1,200	N/A	N/A
Network	Broader PPO network	Broader PPO network	Broader PPO network	Focused HPN Network

Compare full plan details

Need help choosing?

Use the links below to explore plans based on what matters most to you.

Lower paycheck deductions ➔

Broadest provider access ➔

I prefer more predictable costs when I receive care ➔

Colleague scenarios ➔

HSA-Compatable ➔

Need help comparing the tradeoffs?

When you enroll, choose I’d Like Help Choosing Plans and answer a few questions to find the plans that best fit your unique needs.

Have questions?

Sofia can help you find information about your 2027 benefits.

Try asking:

What is the difference between the EPO and PPO?
How do the Basic HSA and HSA Plus plans compare?
What does an out-of-pocket maximum mean?
Which plans include a Wolters Kluwer HSA contribution?
Where can I check whether my doctor participates?
What happens to my current medical plan?

Understand your costs

As you compare your medical plan options, look beyond payroll deductions and consider the total cost of coverage, including deductibles, copays, coinsurance, and your expected health care needs throughout the year.

Medical plan payroll contributions

The amount you pay for medical coverage will change in 2027. Your cost will depend on the medical plan and coverage level you choose. Review the 2027 contribution rates and consider both your per-paycheck cost and what you may pay when you receive care.

Review 2027 rates ➔

Keep in mind: A plan with lower payroll deductions may require you to pay more when you receive care. Compare payroll deductions, deductibles, copays, and coinsurance before making your election.

Need help comparing your options? Choose I’d Like Help Choosing Plans during enrollment at wolterskluwerbenefitscenter.com and answer a few questions to find the plans that best fit your unique needs.

What you pay from your paycheck	What you pay when you receive care
Your contribution for coverage, deducted from each paycheck.	Your deductible, copays, and coinsurance when you use healthcare services.

Prescription drug updates

Beginning in 2027, covered weight-loss GLP-1 medications will have a separate copay under the PPO and EPO plans

If you currently use a GLP-1 medication for weight loss, review your prescription drug coverage and consider how these costs may affect your plan enrollment decision.

Beginning January 1, 2027, for covered weight-loss GLP-1 medications:

• $200 retail copay

• $600 mail-order copay

This separate copay applies only under the PPO and EPO plans.

Understand your network options

Your medical plan choice and where you live determine the provider network available to you. Because provider participation varies by network, understanding each plan’s network is an important part of comparing your options.

Check before you enroll

Find in-network medical providers using the search tools below to help you choose the plan that's right for you. When searching for providers, be sure to reference the correct network name.

Basic HSA/HSA Plus/PPO

These plans use a broad access Participating Provider Organization (PPO) Network or state-based Select Network, depending on your home address.

How to search for your providers:

Select Check provider access below and follow the prompts to enter your location and choose the network that applies based on your home address:

Colorado: CO Pathway
Florida: FL Network Blue
Georgia: GA Blue Open Access POS
Kansas City, Missouri: Preferred Care Blue
Maryland / Washington, D.C.: BlueChoice Advantage Open Access
New Hampshire: BlueChoice Open Access POS
New Jersey: Horizon Managed Care Network
New York: Blue Access PPO
Virginia: HealthKeepers POS
Wisconsin: WI Blue Preferred

For all other states, select Participating Provider Organization PPO

Check provider access ➔

Need help with your search? View the step-by-step guide for detailed instructions and screenshots.

View detailed instructions ➔

EPO HPN

The EPO uses the Blue High Performance Network (HPN), a smaller, curated network of doctors, hospitals, and other healthcare providers. Out-of-network care generally isn’t covered except for eligible emergency and urgent care.

How to search for your providers:

In Provider Finder, select Blue High Performance Network to find in-network providers.

Check EPO provider access ➔

HMO Plan Options

HMO options are available in certain locations through BCBS or Kaiser and use specific provider networks. Coverage is generally limited to providers within your plan’s network, except in certain situations.

How to search for your providers:

Select the network associated with the HMO available to you to find doctors, hospitals, and other providers participate.