Enrollment
Get Ready to Enroll in 2027 Your Benefits
Benefits Open Enrollment is October 27 - November 16, 2026
Top 8 Things to Know
What You Need to Know About Your Benefits
When it's time to enroll, visit the Jacobs Benefits Center by logging into getjacobsbenefits.com.
If this is your first time accessing the Jacobs Benefits Center, you have two options to set up your account. You can either log in using the single sign on link to access the system with your Jacobs credentials, or you can register your account as prompted from that sign in page.
1
You have until November 16 to enroll or make changes
We strongly encourage you to actively review all benefits elections to ensure your coverage continues to meet you and your family's needs and budget. As costs continue to rise, some plans may see premium increases, making it important to review your options. Most current benefits elections will automatically carry over into 2027.
2
Action Required
If you wish to participate in a Health Savings Account (HSA) or Flexible Spending Account (FSA), and/or Dependent Care Flexible Spending Account (DCFSA), you must actively enroll during Benefits Open Enrollment. If you do not take action, your contributions to these accounts will default to $0 for 2027.
3
Changes to Bronze Plus medical plan
In 2027, employee and family deductibles are increasing for the Bronze Plus medical plan. Employee and family out-of-pocket maximums are decreasing for the Bronze Plus medical plan, too.
To see a chart outlining the plan details for 2027, as well as all other medical options, visit the Medical and Rx page.
4
Contribution limit increases for 2027
Each year, the IRS determines how much you can contribute to your HSA, FSA, DCFSA, and Commuter Benefits:
HSA: $4,500 (employee only), $9,000 (family)
FSA: $3,400*
DCFSA: $7,500 (family), $3,750 (married, filing separately)
Commuter Benefits: $340/month
*Visit the Jacobs Benefits Portal to see the latest once the IRS announces 2027 limits.
5
New benefit: Kardia
With KardiaCare, you can monitor your heart when it works for you, access personalized reports and insights , and get additional support when you need it—all from the convenience of home. Learn more about Kardia on the Additional Health Benefits page.
6
New Bank of America Program
The banking and investing program is designed to support your financial wellness wherever you may be. This includes a range of educational options, solutions and tools. Plus, employees have special access to enroll in the Bank of America Preferred Rewards® program which includes, no fees on select everyday banking services, interest rate discounts on auto loans, no monthly maintenance fee on eligible checking and savings accounts, and much more.
7
Long-Term Disability (LTD) increase
Don’t miss the opportunity to enroll in LTD coverage with no Evidence of Insurability (EOI) required. Maximum coverage for Long-Term Disability (LTD) is increasing from $15,000 to $20,000 in 2027.
For more information on LTD, visit the Security Benefits page.
8
Prepping to enroll in benefits
As you prepare to enroll in your benefits, review the information on this site and/or download our Aon Cost Modeler. Now is a great time to confirm your home address is correct in Jacobs Oracle, and your notification preferences are up to date. You will want to gather information about your medication and doctors. And, if adding dependents to 2027 coverage, have your dependent verification documentation ready.
Eligibility
You are eligible to enroll in benefits if you are a regular full-time or modified full-time active employee working at least 21 hours per week. Coverage is effective on the first day of the month coinciding with, or following, your hire/rehire date for most plans. You may also elect coverage for your eligible dependents.
Eligible dependents include:
- Your legal spouse or domestic partner.
- Your children, up to age 26.
- Your children, of any age, who are physically or mentally disabled and incapable of supporting themselves and can be claimed as a dependent on your U.S. federal income tax return.
Eligible children include:
- Your natural children.
- Your legally adopted children.
- Your stepchildren.
- Your domestic partner’s children.
Any children covered under a Qualified Medical Child Support Order (QMCSO) as defined by applicable federal law and state insurance laws that apply to this plan.
How to Enroll
You have two options: Go to the Jacobs Benefits Center by logging in to getjacobsbenefits.com, or download the MyChoice® benefits app directly from the Jacobs Benefits Center online.
If this is your first time accessing the Jacobs Benefits Center, simply log in using the single sign on link above to access the system with your Jacobs credentials, or register as a new user and follow the prompts to set up your account. Once you’re logged in, follow the step-by-step instructions in our Benefits Center Navigation Guide to select the benefits that best meet you and your family’s needs.
Questions?
SofiaSM—your virtual benefits assistant—can answer many of your benefits questions and speaks over 50 languages. Chat with Sofia 24/7 on the Jacobs Benefits Center and on the MyChoice benefits app.
Enrollment Tools
You have access to tools and resources to make managing your benefits easier than ever:
Benefits Center
The Jacobs Benefits Center, which you will access by logging in to getjacobsbenefits.com, lets you see your benefit options, compare plans, view personalized coverage costs, and more. As a reminder, you can get into the Jacobs Benefits Center by either the single sign on link using your Jacobs credentials or registering your account on the sign in page.
Aon Cost Modeler
Check out this interactive pricing tool to compare the costs of your health care options. You'll receive an email that includes a password necessary to use this tool. You will also see pricing on the Jacobs Benefits Center as part of your enrollment opportunity. To preview plan options and review cost specific to your area prior, download and save the Aon Cost Modeler.
MyChoice® benefits app
The MyChoice benefits app gives you access to all of your benefits from the palm of your hand! The app gives you all the details of your plan choices and lets you enroll on-the-go. You can also verify your dependents and store digital versions of your ID cards, so you never leave home without them! Download the MyChoice Benefits App directly from the Jacobs Benefits Center or by clicking either of the buttons below.
SofiaSM
We all have benefits questions from time to time. Does my plan cover this? Is my dependent verified? You can get answers to these questions and many more when you chat with Sofia! Sofia is your personal benefits assistant and she is available to chat 24 hours a day and speaks over 50 languages. You can chat with Sofia on the MyChoice benefits app or by logging in to the Benefits Center.
Need help choosing?
Use the Help Me Choose feature when you enroll to easily choose medical coverage based on your answers to a series of questions. Your responses are never shared with Jacobs. Download the Benefits Center Navigation Guide (PDF) to learn more about how to enroll.
Shape Your Benefits All Year Long
Visit the Jacobs Benefits Center by logging in to getjacobsbenefits.com or the MyChoice benefits app to:
- View coverage details and beneficiaries.
- Update your benefits for life events (e.g., marriage, birth).
- Chat with SofiaSM, your virtual benefits assistant.
- Manage your health savings and spending accounts.
- Access your insurance carrier's member website where you can manage bills, reach health experts and telemedicine support, discover discounts, and more.
Jacobs Benefits Center
A Jacobs Benefits Center representative can help answer your enrollment questions at 1.888.532.9827. Hours for the Benefits Service Center are 9 a.m. - 5 p.m. EST, Monday-Friday or contact them by email at Jacobs@support.benefitsolver.com.
Seamless Care During Transition
Switching to a new medical insurance carrier? If you're pregnant or require ongoing treatment for a medical condition, you might still be able to continue your care with your current provider, even if they're not in the new network. Enroll in your new coverage and call their customer service number for assistance. The same applies to dental insurance if ongoing orthodontic treatment is needed for you or your dependent.
