Decide what will best support you

EN | FR

Here are some tips for the Flexible Benefits Program and the Retirement and Savings Program to help you through the decision-making process.

Keep in mind:

You have options: You have two coverage options available to you, both through GreenShield. Both include prescription drug coverage.
Special coverage needs: Think about the specific care you or your family members may need (for example, consider the various maximums that apply for Paramedical and Vision services; or the different drug limits that apply under the two coverage options available—Basic Health and Enhanced Health). To understand how GreenShield will cover your care, use their cost look-up tool on MyBenefits Online (this tool is available at your initial enrolment and during each Annual Enrolment).

Keep in mind:

You have options: You have two coverage options available to you, both through GreenShield. Consider which will best meet your needs.
This coverage can help protect against sometimes costly dental care services: Both options cover basic, comprehensive basic, and major dental care services. One of the options covers orthodontia services.

Key points to keep in mind:

Consider whether additional life and accident protection makes sense for you: Understand the Company-provided Core coverages that you automatically receive. Then, evaluate whether you need to purchase any additional Optional coverages that are available. If you’re a new hire, you have a one-time opportunity to elect certain Optional Life Insurance coverage amounts without having to provide evidence of good health. When you first enrol (and during Annual Enrolment), be sure you review your beneficiaries and update them if needed for each applicable Core and Optional coverage.
Don’t wait to start thinking about your financial well-being and future financial security: The Retirement and Savings Program can help you meet your goals. If you’re a new hire, automatic enrollment applies at the time you’re first eligible. You can make voluntary contributions and increase or decrease your voluntary contribution rate at any time. You’re also able to change your investment elections at any time.

Critical Illness Insurance: Provides additional financial assistance when you or a covered family member are diagnosed with a covered illness.

Keep in mind:

Other programs: Don’t forget the variety of other Programs and Policies that are in place to help support The Right You. These include Corporate Discount Programs (such as GoodLife Fitness, Perkopolis, and The Personal); a Vacation Policy, an Adoption Assistance Policy, and an Education Assistance Policy; and a Scholarship Program.
The Contact Info & Apps page: Includes how to access the websites for each of the carriers/benefit vendors—where you can find additional details.
More information: For details about the Vacation, Adoption Assistance, and Education Assistance Policies as well as the Scholarship Program, see the Employee Center (these can vary across the Company).

Key points to keep in mind:

Consider using the well-being tools and resources: The Right You’s initiatives are designed to support all three pillars of well-being—Mind, Body, and Connection.
Lean on the support available through the Employee Assistance Program (EAP): There are a variety of support resources the EAP provides to help you balance family, work, and personal needs.

Eligibility for the Flexible Benefits Program: To confirm your eligibility as well as the Core and Optional coverages available to you, go to MyBenefits Online. You can also always contact the Mondelēz Canada Benefits Centre at 1-800-641-1500 (Option 1 – Benefits; Option 1 – Health & Welfare Benefits). Representatives are available Monday through Friday, 8:30 a.m. to 5:00 p.m. (Eastern Time).
Eligibility for the Retirement and Savings Program: To confirm your eligibility as well as your account balance at any time, log in to your account on the Sun Life website or the my Sun Life app (download the app from the Apple App Store or Google Play). You can also always contact Sun Life at 1-866-896-6976. Representatives are available Monday through Friday, 8:00 a.m. to 8:00 p.m. (Eastern Time).
Dependent verification: You’re responsible for ensuring that each dependent you enroll for Optional coverages meets the Flexible Benefits Program’s eligibility requirements at all times. See Eligibility Rules for details.