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01 Welcome
02 Open Enrollment
03 Enrolling & Making Changes
04 Choosing Your Coverage
05 Dependent Verification
06 Support For...
07 Benefits 101

Benefits 101

Your Benefits at a Glance | Key Terms | Your Personal Benefits Assistant | Resources

Your Benefits at a Glance

Hertz is a great place to work and offers an extensive and highly competitive benefits package. Here are some of the highlights.

Health Benefits

Financial Security

Retirement

Voluntary Benefits

Additional Benefits

Hertz Hawaii Eligibility

Coverage for Hawaii employees may differ. For more information on benefits for Hawaii employees, go to hertzbenefits.com and ensure that your location is listed as Hawaii in the top-right corner.

Key Terms

Not sure what a term relating to your benefits means? Here are definitions for some of the words and phrases you may come across while reading about your coverage options.

Breaking Down the Jargon

Rate or Premium: Like your 12-month gym membership, this is the base amount you pay every month for health care coverage, even if you don’t use it.

Deductible: The amount you pay in medical expenses before the insurance company will cover any benefit costs for theyear. There are two types of deductibles in the Hertz Plans:

  • Embedded: Each family member has an individual deductible, while the family also has a combined deductible. Each person gets their benefits as soon as they meet their individual deductible, no matter what the family total is.
  • True Family: this means that a family can meet the deductible by combining deductible expenses. There is no limit to the amount one member can pay toward the family deductible.
Out-of-Pocket Maximum: The most you would possibly pay for covered services in a year. Once you reach your out-of-pocket maximum, your plan covers all eligible expenses.
Coinsurance: The cost share between you and the insurance company. Coinsurance is always a percentage totaling 100%. For example, if the plan pays 80%, you are responsible for paying the remaining 20% of the cost.
Copay: A flat fee paid to your provider at the time of service, kind of the price to get in the door. You may spend more once you’re there if your doctor recommends blood tests, etc. The copay covers the core services included in the office visit.
In-Network: Providers in the network have agreed to charge discounted rates for services when you use them, which means you save money automatically. If you go to an out-of-network provider, they can charge you more and theinsurance may cover less of the costs.
Pro Tip: You can access a comprehensive glossary with even more definitions in the enrollment site. Once logged in, click the Reference Center dropdown menu at the top-right of the page and select Glossary.

Your Personal Benefits Assistant

We all have benefits questions from time to time. Does my plan cover this? Is my dependent verified? You can get answers to these questions and many more when you chat with SofiaSM!

Sofia is your virtual personal benefits assistant and she is available to chat 24 hours a day. She speaks multiple languages uses artificial intelligence to answer many questions about your benefits. You can chat with Sofia on the Mobile App or on any page of the enrollment system.

Resources

Have questions about your benefits? Use these FAQs to help you answer common questions we’ve heard from employees.
FAQs—Mainland
FAQs—Hawaii

You can also ask your virtual personal benefits assistant, Sofia. She’s available to help you manage your benefits 24/7 on the MyChoice Mobile App or on any page of the enrollment system. And if Sofia can’t help, she will connect you with someone who can.

Open Enrollment is November 1 – 15.

Visit hertzbenefits.com to begin!

Benefits Guide

Depending on your employment classification or if you are covered by a collective bargaining agreement some of the benefits listed on this site may not apply to you. Please refer to your labor agreement or contact your Human Resource Business Partner for further information about the benefits available to you and any limitations or restrictions on eligibility.